Retirement is the time to savor the finer things, pursue your passions or spend more quality time with the people important to you. Whatever your vision of retirement is, comprehensive, ongoing planning is the key to achieving a confident, independent retirement. Most people are apprehensive about how they will sustain their income once they’ve stopped working. BFJ Financial Group helps you plan for that transition by optimizing pension and social security decisions and developing a detailed retirement cash flow plan to draw down your tax-deferred accounts and after-tax resources in a tax-efficient manner. Our goal is to provide each of you with your own personal financial freedom during retirement.